The Clear Value of Planning
My title is a play on Gordo Byrn’s piece from this morning. Perhaps like him, my career in finance is...
No one knows anything (2014 edition)
Certainly not where the market is going to go in 2014. First, some numbers: The S&P 500 (SPX) is an...
Investing without faith
What is the opposite of religion? I had to think about this the other day. In a discussion with a...
When not to pass it on to your children
Many of our clients own successful, growing businesses. Many also have young children, and anticipate a...
Whither the free lunch
Over a decade ago, my former partner and I would be invited twice a year to a fancy luncheon, held at a...
Revocable Living Trusts, the basics, part 2
I realize I need to finish up the piece on revocable trusts. Last time, I listed the reasons why a...
Fender-bender survival guide
I was all set to finish writing about revocable trusts when I got hit this morning on the way to the...
Revocable Living Trusts, the basics: part 1
In conversations with clients and prospective clients in the last few weeks, I have been reminded that...
People who shouldn’t hire me, part 3: “I want to be healthy but keep abusing drugs.”
Every one in my profession has seen this multiple times: the client who swears they want to be...
People who shouldn’t hire me, part 2: “this time is different”
Today I want to look at the bane of existence for everyone doing real financial planning, as well as the...